Scholastic Canada - Money: Make It, Spend It, Save It

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Scholastic Canada Ltd.
ISBN 0-590-24858-8
128 pages
Ages 8–12

by Jo Ellen Bogart
Illustrated by Teco Guerreiro

Do you like money? Do you want more of it? Of course you do! But do you have money smarts?

Before you start looking for ways to earn that extra cash, check out this book. Find out what money is all about, and how to make it work for you. Money: Make It, Spend It, Save It is the kids’ complete guide to making, saving, investing, and spending money.


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Excerpt from MONEY: MAKE IT, SPEND IT, SAVE IT
by Jo Ellen Bogart
Illustrated by Teco Guerreiro

Did you know that it’s illegal to make any kind of likeness of money, even if you don’t try to pass it off as real?

The Bank of Canada uses special techniques to make it harder for counterfeiters to make exact copies of bills. Get out your magnifying glass and check these out:

Small green discs called planchettes are added to the paper pulp for genuine bills. These can actually be lifted off the paper, leaving round inkless space underneath. It’s impossible to lift the dots on counterfeit bills because they’re printed on with the rest of the picture. The planchettes also glow under ultraviolet light.
The printing on genuine bills is of very fine quality, the lines crisp and clear. Some of the lines, including the word Canada, are slightly raised. (These raised lines are harder to feel on older bills.) The lines on counterfeit bills look less distinct.
No two genuine bills will ever have the same serial number. The serial number has three letters followed by seven numbers.
Each note has very fine microprinting in the background. The number that tells the value of the note is repeated in wavy lines behind the portrait. Other lines say “Bank of Canada 10 Banque du Canada 10” (or whatever the denomination, or bill value, is).
Newer bills have an Optical Security Device. This small, shiny patch is made up of layers that make it appear to change from gold to green.
The areas around the edge of a genuine note look like a plain colour, but are really covered by very fine lines running in a number of directions.
Part of the cotton used in making Canadian banknotes comes from recycled blue jeans!

Tough Bucks
Imagine bills that don’t get crumpled or torn, that don’t get stuck in the bank machine, and that can be recycled once they’re old! They do exist. Australia’s banknotes are now entirely made of polymer (plastic). And money made of Tyvek, another tough synthetic, has been used in Haiti, the Isle of Man, and Costa Rica.

From Money: Make It, Spend It, Save It. Copyright © 2001 by Jo Ellen Bogart.

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"This book taught me a lot about money. I learned while at the same time I had fun! Small facts at the sides of pages gave me neat and funny information!" Alexander R., Age 12, British Columbia, Rating: 8

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